No-Fault Insurance Claim Time Limit

Don’t Miss Your Chance To Get No-Fault Benefits

Motorists in Michigan have a limited window of time to file a no-fault insurance claim. Every driver is required to file a written application for no-fault benefits with the correct insurance company within one year from the date of his or her auto accident. Even though there is a lot on your mind after a crash, you must act quickly to secure your benefits.

At Lipton Law, our Southfield no-fault insurance lawyers are familiar with the tricks insurance companies use to prolong the claims process and limit payouts. Having represented accident victims for decades, we can guide you through this process efficiently and get full compensation for your injuries.

Put Time on Your Side

There are two things to remember about the one-year time limit for no-fault claims in Michigan:

1. You must file a written claim with regard to benefits for lost wages, medical costs, household services and other no-fault benefits with the correct insurance company within one year of the date of the expense. Failing to do this will deny you the opportunity to get reimbursement for these expenses.
2. If an insurance company denies you payment for an allowable expense included under Michigan’s no-fault benefits, you have one year from the date you acquired the expenses to file a lawsuit for that specific item. If you do not file a lawsuit within this time frame, you may not pursue action later.

These one-year time restraints can add extra stress to an already challenging time, especially if the insurance company tells you that it did not receive your application or that you filled out portions of it incorrectly. These tactics are just a few that insurance companies will use to deny you the no-fault benefits you are entitled to receive.

Preserving Your Rights

You can’t afford to delay after being injured in a vehicle collision. Strengthen your claim by sending written proof (and save copies for yourself) of all expenses and losses to your insurance carrier as soon as you acquire them.

Contact us online today or call 248-557-1688 to reach our Southfield office for more information. Our lawyers offer free initial consultations and can provide you the edge you need when going up against an insurance company.