No-Fault Insurance Benefit Types
What Type Of No-Fault Benefits Am I Entitled To?
Even though the law requires every motorist in Michigan to have no-fault insurance in case of injury in an auto accident, a lot of drivers are unfamiliar with what type of benefits no-fault actually covers. Unfortunately, this unawareness is what insurance companies thrive on.
At Lipton Law in Southfield, Michigan, we help people who have been injured in motor vehicle accidents understand what no-fault benefits they’re entitled to — and help them collect those benefits from uncooperative insurers. If you or a loved one has been injured in an automobile collision, contact our experienced, knowledgeable attorneys to give you the edge you need when dealing with insurance companies.
Are You Entitled to More Benefits Than You Realize?
Believe it or not, insurance companies often contact people who have been injured in accidents, claiming they have only a few benefits available under no-fault insurance. The truth is this: There are many types of Michigan no-fault insurance benefits you may deserve, including the following:
- Attendant care service — These payments cover the various forms of care and supervision provided to accident victims while they are recovering from their injuries.
- Case management service — This service covers the cost of a nurse case manager to help an accident victim with medical needs, coordinating care and other matters.
- Expenses, medical bills, prescription costs, etc. — Injuries brought about by a vehicle accident can lead to expenses for doctor visits, rehabilitation, prescription medications and more.
- Home modification or accommodation — Those who suffer serious injuries may need their homes modified to accommodate their social and physical needs.
- Household chores and replacement service — These benefits provide payment for household chores and assistance carried out by a family member or another person.
- Medical mileage and mileage expense benefits — Payment for travel expenses is provided to accident victims when they need to get to and from the hospital, physical therapy center or doctor’s office.
- Special transportation and vehicle alteration — Transportation for an injured person can be an issue, which is why payment is provided for special transportation or vehicle alteration.
- Survivor’s loss — These payments to surviving family members help cover expenses caused by the wrongful death of an individual in a car accident, including loss of earnings or wages, funeral expenses and other damages.
- Wage and income loss benefits — When a person is incapable of returning to his or her job due to injuries suffered in a vehicle crash, these benefits can cover lost wages and income for up to three years.
Obtaining the Benefits You Deserve to Secure Your Future
Whether you have been injured or are helping a family member who has been injured in a Michigan car accident, be proactive about doing your no-fault insurance research. Do not settle for less than what you are legally owed.
At Lipton Law, our lawyers are happy to answer any questions you may have. We are available for a free initial consultation at 248-557-1688, or contact us online and we will get back to you as soon as possible.